Free tool · Start here

The Financial MOT

A short, plain-English check-up for your money. Answer a few honest questions and get a clear snapshot of where you stand today — and what to focus on first.

  • Takes about 5 minutes — no jargon, no judgement
  • Shows which of the M&G System’s five moves to start with
  • Completely free — sent straight to your inbox
Get yours free

Send me my Financial MOT

Pop your email in and it lands in your inbox — confirm the quick verification email and it’s yours.

No spam. Unsubscribe any time.
What you get

A clear picture, not a lecture

Where you stand

An honest baseline across the money areas that matter — in plain English.

What to do first

Which of the five moves to start with, so you’re not trying to fix everything at once.

Zero pressure

No pitch, no call required. Just a useful first step you can act on today.

How it works

Three steps, five minutes

1

Enter your email

Pop it in the box above — that’s all we need.

2

Confirm it

Click the one-tap verification email so we know it’s really you.

3

Get your MOT

It lands in your inbox — work through it whenever suits you.

Fair questions

Before you sign up

Is this regulated financial advice?
No. The MOT is an educational self-check, not regulated advice. It shows you your own picture clearly — it doesn’t tell you which specific products to buy. For a personal recommendation, you’d want an FCA-authorised adviser.
Do I have to give my email?
Yes — just an email address. Confirm it with one click and the MOT lands in your inbox. You’ll also join the newsletter, but you can unsubscribe any time — the MOT is yours either way.
What format is it?
A clean, plain-English PDF you can work through at your own pace and keep.
I’ve done my MOT — what’s next?
It’ll point you to whichever of the free tools (or the coaching programme) fits best. If you’d rather have a plan built around your numbers, book a free Money Clarity Call.

Want a plan built around your numbers?

The MOT shows you where you stand. A free Money Clarity Call is where we work out what to do about it.

Book your free call

Free · 20-30 minutes · no pressure, no jargon

Money & Growth 101

Plain-English personal finance for your 20s and 30s.

Money & Growth 101 provides financial education and coaching, not regulated financial advice. Nothing on this page is a personal recommendation to buy or sell any specific investment or financial product. If you need regulated advice tailored to your circumstances, please speak to an FCA-authorised financial adviser. Your capital is at risk when investing.